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Your home is one of the most important assets you will ever own and doing your homework on insuring that home is also important. There are so many options and often it can be very confusing.
A lot of carriers offer replacement cost but that can be misleading if your coverage amount isn’t adequate. Market value is often confused with replacement cost and the two are usually very different.
If you would like a second opinion on what it would take to replace your home then give us a call at the Hahn Insurance Agency.
Second thing that is a very common coverage question in the Southern Indiana area is earthquake coverage. Several carriers have stopped offering this coverage and some have raised their deductibles.
If you haven’t checked your earthquake coverage then you need to look and make sure you have it. Call us for a FREE quote.
Another important coverage that is often overlooked is endorsing your jewelry. It is usually very inexpensive, and we normally write the endorsement without a deductible.
Most homeowners policies limit coverage on jewelry for certain types of losses, so make sure you have your jewelry covered properly.
There are several other important things to keep in mind when looking at homeowners insurance. Having a local independent agency is something we believe is very important, as not all companies are a good fit for everyone.
Everyone has their unique needs, and our goal is help in the process to create the best plan for each client. Contact us for a more in depth meeting to see if you are well protected.
Looking for Reliable Home Insurance Services?
Call us for a FREE quote.
(812) 289-6995
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